Reasons to get an appraisal from National Home Appraisal CorporationThousands of people in Massachusetts purchase, sell or refinance their home each month. Most of these transactions contain a simple line item for an appraisal. While there are a budding number of automated home valuation systems that might seem more cost-effective than an appraisal, nearly all lenders still call for a local expert because the stakes are incredibly high. Is securing a mortgage the only reason to get an appraisal? Are there other situations when the services of a licensed, independent real estate professional could come in handy? Absolutely. 
Challenge your tax assessmentIt's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your house, so if values have declined in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from us is your best evidence. At National Home Appraisal Corporation, we're capable of assisting you in appealing your tax assessment. PMI removal to reduce a mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that nearly all lenders ask home owners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, National Home Appraisal Corporation can give you a statement regarding the value of your home. The price you paid for the home valuation can usually be offset in just a few months because you'll no longer be paying the PMI. Order your appraisal from National Home Appraisal Corporation today Order todayDivorce settlement with fewer hang-upsA divorce is a particularly daunting experience for the parties involved, and it is often further complicated by the strenuous decision of who keeps the home. Regardless of the circumstances, it's a good idea to get an appraisal from National Home Appraisal Corporation so both parties are completely aware of the true market value of their house. The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Ascertain an accurate and fair valuation for estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Move to or from Worcester County through an employee relocation programWe are familiar with the headaches involved with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed inspection, we recommend relocating employees to provide feedback on the positive aspects of their property, as well as information about any current sales or listings in their area that they want considered. Sell your home promptly — at an accurate priceWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they depend on our efforts to complete the appraisal report. On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market. 
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